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WPL Insurance
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16654 Soledad Canyon Rd Suite 245, Santa Clarita, CA 91387

North Carolina Boat/Watercraft insurance coverage
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Boat/Watercraft Insurance in California

In the state of California, boating insurance is not required but is highly recommended in the event of a boating accident. Since there are many different options for boating and watercraft insurance, it’s a good idea to talk to an agent at WPL Insurance Services, serving the Santa Clarita, CA area.

Your homeowner’s insurance policy will likely have size and horsepower limits on your coverage for your boat. Your coverage will also depend on how much your boat costs and if you have the resources to cover any accident that may occur.

Types of Insurance Coverage for Your Boat

  • Liability Coverage: Similar to car insurance, this covers other vessels in the event of an accident that is your fault. This will repair or replace property of and cover medical payments for those in the accident.
  • Medical Payments: This will cover you and your passengers in the event of an accident, no matter who is at fault.
  • Physical Damage Coverage: This coverage will repair your boat if it is damaged or stolen.
  • Uninsured/Underinsured Watercraft Bodily Injury: You may get into an accident with an uninsured boater since coverage is not required. If you do, this type of policy will cover medical bills, lost wages, and additional costs due to an accident.
  • Fuel Spill Liability: If your boat is damaged and leaks fuel into the water, you will be required to have this cleaned up, and this insurance will help cover the costs.

Things to Know about Boat insurance in California

It’s important to know the area your insurance covers to find out where you can sail. In California, additional area coverage can be purchased. During a period when you are not using your boat, you may be able to have a lay out period where you get a discount on your premium at that time.

For the right insurance coverage for your needs, visit or contact WPL Insurance Services for coverage in the Santa Clarita, CA area. Our agents can help you find the most reliable policy for you.

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Servicing States

  • California
  • Nevada
  • Texas
  • North Carolina
  • Virginia
  • Arizona
  • Utah