What happens to my auto insurance when I travel out of the country?
Traveling comes with many things to worry about like the people you are leaving behind, your home, car, and even your new life out there. However, more pressing questions arise when you think about insurance, particularly car insurance. Whether you are going to stay out of Santa Clarita, CA, for three months or 5 years, you may want to find out what you can do to your auto insurance policy. Here is what insurance experts at WPL Insurance Services recommend doing.
Notify your insurance provider in advance
If you are leaving the country for an extended period, it’s wise that you inform your insurance provider. Depending on how long you are going to be away, your auto insurance may be affected because you will not be driving the insured car for some time.
Drop some coverages but keep some
If you have notified your insurer, the next step is determining what coverages you might want to drop and which ones to keep. Typically, you are eliminating the coverages that protect you when driving and keeping those that protect your car when parked. Therefore, you might want to keep comprehensive coverage to protect the vehicle from being stolen, burned, or vandalized. On the other hand, you can drop collision coverage as it only protects you if you collide with another object. Let your insurance agent help you choose what will work for you while you are away.
Do not cancel your policy
Canceling your policy is never a smart move. If you cancel your policy, you will need to buy a new one when you come back, which will be more expensive. Additionally, a gap in your insurance profile only provides another opportunity to hike your rates.
Traveling out of Santa Clarita, CA, for an extended period? Don’t forget to get travel insurance. For more information, quotes, or policy discussion, contact our friendly agents at WPL Insurance Services today!