How does insurance work if your vehicle is stolen and then wrecked?

At WPL Insurance Services, the agents are ready to answer the tough questions if your car is ever stolen and then damaged in an accident. Residents who live in the Santa Clarita, CA area can find out exactly what their policy covers if they are ever forced to deal with a stolen vehicle. In many cases, the car is returned with no damage at all. Other individuals aren’t always so lucky. Their car may be wrecked or damaged in other ways.

What Happens If Your Car Is Stolen and Then Damaged?

One of the most common concerns after a stolen vehicle has been recovered is whether or not it’s been damaged in any way. Many stolen cars often end up being involved in a collision or having parts stripped away. After the police report has been filed, an appraiser will look at the vehicle to determine what damage has been done, if any. Once the insurance agency has their report, they will let you know what your options are.

What Are Your Choices?

Depending on the extent of the damages, your insurance agent will give you a few options to choose from. If there is extensive damage to the vehicle, the primary option would be to total the vehicle and send it to the scrap yard. If the damage is minimal, estimates will be scheduled and repairs can be made as needed.

If you live in or near Santa Clarita, CA, call the agents at WPL Insurance Services if you have any questions about what is covered by your auto insurance policy. The agents have the answers to all of your questions and can perform a quick audit to make sure you have the coverage you need to protect your vehicle.